When Hurricanes Helene and Milton hit Florida, they left behind more than just visible destruction. The real challenge for homeowners often comes days or weeks after the storm, as mold begins to grow in water-damaged areas. Mold can severely damage your home’s structure and pose serious health risks to your family.

The key to safeguarding your property and loved ones after such disasters is hiring a reputable mold remediation company. Unfortunately, post-storm conditions can attract out-of-state contractors looking to take advantage of the situation. At Comegys Insurance, we’re committed to helping you navigate these challenges and ensure you protect both your family and your investment.

Mold remediation companies play a crucial role in preventing long-term damage to your home. Mold growth can begin in as little as 24-48 hours after water exposure, so time is of the essence. These companies are responsible for removing the mold, sanitizing the area, and ensuring it doesn’t return.

While quick action is necessary, choosing the right company is just as important. A trustworthy and certified mold remediation team can prevent mold from spreading and creating further damage, while an unqualified contractor might leave you with more problems down the road.

After major hurricanes, it’s not uncommon for out-of-state contractors to flood into disaster areas. While some may be legitimate, many are not. These contractors may lack the necessary certifications, offer poor-quality service, and disappear once the job is done, leaving you with substandard work and unresolved issues.

Florida’s unique climate, building regulations, and environmental factors make it essential to hire local contractors who are familiar with the state’s requirements. Out-of-state companies may not be aware of these specific rules, putting your home at risk for future issues, particularly with insurance claims.

So, how do you ensure you’re hiring the right professionals for the job? Here are seven key tips to help you choose a qualified mold remediation company:

1. Check for Proper Licensing and Certification

Always verify that the company is licensed to operate in Florida. Mold remediation requires specific training and credentials. Look for certifications from reputable organizations such as the Institute of Inspection, Cleaning and Restoration Certification (IICRC).

You can verify their licensing status through Florida’s Department of Business & Professional Regulation website, which will also show if any complaints have been filed against them.

2. Insurance Verification

Before hiring a contractor, ensure they carry the proper insurance, including liability and workers’ compensation. This protects you in case any accidents happen on your property. If a worker is injured and the company isn’t insured, you could be held responsible.

3. Request Detailed Estimates

Don’t settle for the first company that comes your way. It’s wise to get multiple estimates, but make sure they are detailed and in writing. The estimate should clearly outline the scope of work, the timeline, and costs involved. Be wary of any company that offers an unusually low bid—this is often a sign of subpar work or hidden fees.

4. Experience and Local References Matter

Look for a company with a solid reputation in Florida, especially in areas recently impacted by hurricanes. Ask for references and read online reviews from past customers in your area. Word-of-mouth recommendations from neighbors or trusted community members can also be invaluable.

5. Ensure Proper Testing and Containment Protocols

Professional mold remediation isn’t just about removing visible mold. A legitimate company will conduct thorough testing and implement proper containment protocols to prevent mold from spreading to other parts of your home during the cleanup process. Ask the company about their approach to containing mold and ensuring it doesn’t return.

6. Avoid High-Pressure Sales Tactics

Be cautious of companies that try to pressure you into making quick decisions or signing a contract on the spot. Legitimate contractors understand the emotional stress of storm recovery and will give you time to consider your options. High-pressure tactics are a red flag.

7. Get Everything in Writing

Ensure the agreement is detailed and includes the scope of work, materials to be used, a timeline, cost breakdown, and any guarantees. A thorough contract protects both parties and ensures there’s no confusion about what’s expected.

After a major storm, fraudulent contractors often appear, looking to take advantage of desperate homeowners. Here are some red flags to watch out for:

• No licensing or proof of insurance: A legitimate company will readily provide this information.
• Untraceable contact information: Be wary of contractors who don’t have a local office or clear contact details.
• Full payment upfront: Reputable companies typically ask for a portion of the payment upfront, with the balance due upon completion.
• Vague contracts: Avoid companies that won’t give you a detailed, written contract.
• No safety protocols: Professional mold remediation companies will always use protective gear and follow safety procedures.

Your insurance company plays a critical role in the recovery process, so be sure to keep them informed every step of the way. Document all damage with photos, keep receipts for any emergency repairs, and make sure to contact your insurance provider before hiring a mold remediation company.

Some insurance policies cover mold damage, but they may have specific guidelines on the contractors you can hire or the inspections required. By working closely with your insurer, you’ll avoid issues with claims and ensure the job is done right.

Hiring the right mold remediation company can save you from long-term headaches. Not only will they protect your home from further damage, but they will also ensure the health and safety of your family. Professionals who follow the correct protocols will make sure the mold is completely eradicated and prevent it from returning.

By investing in quality remediation now, you’ll prevent more costly repairs down the road, avoid health risks, and protect your home’s value.

The aftermath of Hurricanes Helene and Milton has left many Florida residents in need of urgent help. But as important as it is to act quickly, it’s equally important to act wisely. By choosing the right mold remediation company, you can protect your family and your home from further harm.

At Comegys Insurance, we’re here to assist you through every step of the recovery process. Contact us today for guidance and support and ensure that your home remains safe and sound for years to come.